Every card, one clear ledger.
Import your credit card details in minutes, let Ghoghamba CardMate sync your usage history, and read your spending back to you as a clean, organised statement — no guesswork required.
Monthly Statement
₹ 48,880.50
- HDFC Bank — Regalia₹ 24,180.00
- ICICI Bank — Amazon Pay₹ 8,940.50
- SBI Card — Elite₹ 15,760.00
10L+
Cards Imported
₹500Cr+
Spends Tracked
128
Banks Supported
4.8
Average Rating
Built to keep your cards organised
Every feature is designed around one goal: turning scattered statements into a single ledger you can trust.
Import Every Card
Add the credit cards you already carry and see limits, balances and due dates side by side.
Usage History Sync
Your historical spending is pulled in and organised automatically, so nothing is left out of the ledger.
Spending Statistics
Clear charts and category breakdowns show exactly where your money goes each month.
Due Date Reminders
Get nudged ahead of every payment date so late fees and interest never catch you off guard.
Rewards Ledger
Track points and cashback across every card so nothing you have earned goes unused.
Bank-Grade Security
Your financial data is encrypted end to end and never sold or shared for advertising.
From statements to a single ledger, in three steps
01
Add your cards
Enter the details of each credit card you want Ghoghamba CardMate to track.
02
Sync your history
Past transactions and statements are pulled in to build your complete record.
03
Read your ledger
Review spending statistics, due dates and rewards in one organised view.
Trusted by cardholders across India
“Every card I own finally lives in one place. The usage history sync saved me hours of digging through old statements.”
Neha Joshi
Chartered Accountant, Ahmedabad
“The spending statistics made it obvious where my money was actually going each month. Simple and honest.”
Karan Mehta
Product Manager, Pune
“Reminders and the rewards ledger together mean I no longer miss due dates or forget cashback I have earned.”
Sanya Kapoor
Small Business Owner, Baroda
Start keeping your own credit card ledger
Learn more about Ghoghamba CardMate and how we help Indian cardholders stay on top of every statement.